Some questions that may be helpful to ask your insurance provider:

  • Do I have out-of-network benefits for mental health?

  • What is my out-of-network deductible for outpatient mental health visits?

  • How much of my deductible has been met this year?

  • What percentage of my sessions will be covered once the deductible has been met?

  • Do I need a referral from an in-network provider or a primary care physician to see someone out-of-network?

  • Are there a limited number of sessions covered per year?

  • How do I submit claims for out-of-network reimbursement?